The Bank of India (BoI) has officially released its notification for the Recruitment of Credit Officers (GBO Stream) for the 2025–26 project cycle (Project No. 2025-26/01). This recruitment aims to fill 514 vacancies across various management scales.
Event | Date |
Notification Release Date | 17 December 2025 |
Online Application Start Date | 20 December 2025 |
Last Date to Apply & Pay Fee | 05 January 2026 |
Online Examination Date | To be announced |
Scale / Grade | Post Name | Vacancies | Age Limit (as on 01.11.2025) |
MMGS-II | Credit Officer | 418 | 25 – 35 Years |
MMGS-III | Credit Officer | 60 | 28 – 38 Years |
SMGS-IV | Credit Officer | 36 | 30 – 40 Years |
Total | 514 |
Educational Qualification: A Degree (Graduation) in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD).
Preferred Professional Qualifications: CA / CFA / CMA (ICWA) / MBA or PGDBM in Banking & Finance.
Experience Requirement:
Scale II: Min. 3 years of post-qualification officer experience in credit processing (MSME/Corporate/Project Finance).
Scale III: Min. 5 years of similar experience.
Scale IV: Min. 8 years of post-qualification experience with at least 5 years in credit processing.
Scale II: ₹64,820 – ₹93,960.
Scale III: ₹85,920 – ₹1,05,280.
Scale IV: ₹1,02,300 – ₹1,20,940.
Total In-hand Salary: Ranges from approximately ₹85,000 to ₹1,25,000 per month depending on the scale and city of posting.
Security Deposit: Selected candidates must deposit a refundable security amount (₹2 Lakh for Scale II, ₹3 Lakh for Scale III/IV) as a service commitment for 3 years.
Online Examination: 150 Questions | 150 Marks | 120 Minutes (Composite Time).
Sections: English Language (25 Qs), Reasoning (25 Qs), Quantitative Aptitude (25 Qs), and Professional Knowledge (75 Qs).
Note: The English section is of qualifying nature only.
Personal Interview: For candidates who qualify the written exam.
Gen/OBC/EWS: ₹850/-.
SC/ST/PwBD: ₹175/- (Intimation charges only).
Visit the official careers page: bankofindia.bank.in/career.
Select the link: "Recruitment of Credit Officers in GBO Stream".
Complete the registration and upload your photo, signature, left thumb impression, and handwritten declaration.
Submit the application and pay the fee online.
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